FAQ's

www.askautoloan.com is a matching service that specializes in developing relationships with accredited auto lenders across the United States. We are not a lender nor do we push any specific lending product or service, so in order to remain completely unbiased we present the various offers available to you and allow you to choose the loan product that best fits your needs. Because you choose the loan amount, the interest rate & the monthly payment, you know you are in total control of your auto loan choice – with www.askautoloan.com you are quite literally in the driver's seat!

We work with the nation's top lenders and put together a virtual marketplace for you to choose the lowest priced loan. Because loan offers are featured side-by-side and based on the qualities that you value the most, each lender must logically present the lowest possible rate they can manage in order to appear more attractive than their competition. By putting each lender in direct competition with others, you can realize the maximum savings available – only www.askautoloan.com offers this unique kind of lending service!

Because we do ask for personally identifying information (such as your social security number) we will use this information to match you with lenders that specialize in providing loans for people of similar credit types. Don't worry – even if you have less than perfect credit history you will still be able to take advantage of outstanding rates and month-to-month savings. Getting a quote is fast, easy & free, and you are under no obligation to accept any of the offers presented to you.

www.askautoloan.com uses the latest 128-bit SSL (Secure Socket Layer) encryption technology to send and receive your quotes, thus protecting your valuable information from unwanted third-party sources. Your information will not be sold or used for any purpose other than providing you with relevant offers (such as the free auto quotes) so you can rest easy knowing your information is safe with us!

No. www.askautoloan.com makes loan decisions based on your credit history and the Kelly Blue Book value of the car or truck you buy. We will never exclude your quote request just because of an auto type, so feel free to mix and match several different autos until you find the one that fits you best.

Nothing. Zip. Zilch. Nada. www.askautoloan.com loan matching service is absolutely free for you to use as many times as you need.

The expiration of a loan offer will vary from company to company, though the industry standard is usually around 30 days. You may receive your free auto loan quotes here and store them for future use, though if you choose to go with a loan quote that has expired the lender may contact you to provide a revised quotation. At that time you may either agree with the new rate or continue shopping around for new rates – the choice is completely yours to make.

Auto loans for people with limited or no credit history are still available at www.askautoloan.com, though because of the lack of information to base your credit habits on you might receive an interest rate that is a bit higher than you'd like. This is pretty standard no matter where you choose to go for a loan, but don't worry – you have an option to refinance your loan at a lower rate after six consecutive months of solid payments. After you've built up a good payment history you will be able to qualify for a loan at a much lower APR and you can refinance at that time.

Absolutely. You will be asked to provide a title to your chosen lender, but purchasing from a person rather than a dealer will not impact your rate one bit. Just be sure to indicate your preference to your loan agent once you get the loan application started!

We're glad you asked. All you need to do to get started is visit our secure auto loan quotation page and answer a few quick questions about yourself, the kind of car you'd like to buy, and what sort of loan qualities (i.e. low interest rate, low monthly payments, no money down, etc.) you value the most. You will then be presented with a series of offers to choose from, and your chosen lender takes it from there.